That’s why bet insurance is only really worth it if you get a hand that amounts to more than 17. However, you could still go on to win the hand. Of course, if the dealer does not get Blackjack, you lose the insurance bet. Because of the standard 2:1 payout, you would break even instead of losing money. If you do and the dealer does get Blackjack, you lose the hand but win the insurance bet.

You can put down insurance with a stake that’s half your initial wager. As such, the biggest danger to your strong hand is a dealer Blackjack. With most blackjack live tables, the dealer stands on a soft 17. This gives them a solid chance of beating you with the coveted 21. That’s a pretty strong hand, but the dealer’s first card is an Ace. Imagine that your initial draw adds up to 19 – a 9 and a Jack, for instance. If it’s still not clear, we’ll use an example. Generally, bet insurance costs half your original wager and pays out 2 to 1. However, if the dealer does not end up drawing Blackjack, you’ll lose the bet insurance. That’s why it’s called insurance – you’re making a safety net against a sudden loss. The idea is to prevent yourself from losing to a Blackjack, or at least to make the money back. The only time you can make such a bet is if the dealer gets an Ace as their upcard. What Is Bet Insurance in Blackjack?īet insurance in blackjack is a kind of side bet you make on the dealer getting a Blackjack. Still, let’s start at the very beginning by going through the rudiments. However, used wisely, it’s not without its advantages. This is a rather controversial topic for most blackjack fans – a lot of veterans consider it a trap for beginners. Today, we’ll be taking a look at one such tool – the bet insurance. Get used to using every tool at your disposal if you truly want to win in blackjack. Whether you’re playing live online blackjack or going down to your local casino, you’ll need to know the basics first.

Insurance payout blackjack